INDIVIDUAL MCP TOOL
calculate_apr
Calculate the Regulation Z annual percentage rate (APR, as a percent) using the Appendix J actuarial method, plus the periodic unit rate, odd days in the first period, full unit-periods to first payment, whether the transaction is regular, and the applicable 1/8% or 1/4% tolerance.
Input schema
{}Risk classification
Potential side effects detected · medium confidence · heuristic, not a guarantee.
- A tool name or description suggests a financial action.
Parent endpoint
CONNECT WITH APPROVAL
Client installation
Review this server and its permissions before adding it. Secret placeholders must be set locally.
Codex
~/.codex/config.toml
[mcp_servers.loancalculatormcp-com]
url = "https://loancalculatormcp.com/mcp"
enabled = true
Claude Code
.mcp.json
{
"mcpServers": {
"loancalculatormcp-com": {
"type": "http",
"url": "https://loancalculatormcp.com/mcp"
}
}
}
Claude Desktop
Settings → Connectors → Add custom connector
Name: loancalculatormcp-com
Remote MCP URL: https://loancalculatormcp.com/mcp
Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.
Cursor
.cursor/mcp.json
{
"mcpServers": {
"loancalculatormcp-com": {
"url": "https://loancalculatormcp.com/mcp"
}
}
}
Visual Studio Code
.vscode/mcp.json
Add to Visual Studio Code{
"servers": {
"loancalculatormcp-com": {
"type": "http",
"url": "https://loancalculatormcp.com/mcp"
}
}
}
Generic MCP
Client-specific MCP configuration
{
"name": "loancalculatormcp-com",
"transport": "streamable-http",
"url": "https://loancalculatormcp.com/mcp"
}
MCP Inspector
Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.
Related tools
calculate_monthly_payment— Calculate the level (regular) monthly payment for a closed-end personal loan, plus the final payment (which may differ by a few cents), the number of full vs partial payments, and the first/last payment dates.generate_amortization_schedule— Generate the full amortization schedule (per-period rows of payment, interest, principal, extra principal, and remaining balance) with optional extra principal payments, plus a payoff summary including months and interest saved.generate_disclosure— Generate the Truth-in-Lending disclosure summary (12 CFR 1026.18): amount financed, prepaid finance charge, total finance charge, total of payments, APR, regular and final payment, payment counts, and first/last payment dates.