General Tools

loancalculatormcp.com

Provides financial calculations for loans, including APR, payments, amortization, and disclosures.

1 endpoint4 known toolsFirst detected July 4, 2026Last detected July 4, 2026

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https://loancalculatormcp.com/mcp

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Known tools 4

calculate_apr

Calculate the Regulation Z annual percentage rate (APR, as a percent) using the Appendix J actuarial method, plus the periodic unit rate, odd days in the first period, full unit-periods to first payment, whether the transaction is regular, and the applicable 1/8% or 1/4% tolerance.

calculate_monthly_payment

Calculate the level (regular) monthly payment for a closed-end personal loan, plus the final payment (which may differ by a few cents), the number of full vs partial payments, and the first/last payment dates.

generate_amortization_schedule

Generate the full amortization schedule (per-period rows of payment, interest, principal, extra principal, and remaining balance) with optional extra principal payments, plus a payoff summary including months and interest saved.

generate_disclosure

Generate the Truth-in-Lending disclosure summary (12 CFR 1026.18): amount financed, prepaid finance charge, total finance charge, total of payments, APR, regular and final payment, payment counts, and first/last payment dates.