INDIVIDUAL MCP TOOL

lookup_lender

Get profile + current carded-rate set for an NZ home-loan lender.

home-loans.co.nznone authenticationAvailability not checked

Input schema

{}

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.home-loans-co-nz]
url = "https://home-loans.co.nz/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "home-loans-co-nz": {
      "type": "http",
      "url": "https://home-loans.co.nz/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: home-loans-co-nz
Remote MCP URL: https://home-loans.co.nz/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "home-loans-co-nz": {
      "url": "https://home-loans.co.nz/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "home-loans-co-nz": {
      "type": "http",
      "url": "https://home-loans.co.nz/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "home-loans-co-nz",
  "transport": "streamable-http",
  "url": "https://home-loans.co.nz/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

list_lenders — List every NZ home-loan lender in the dataset (slug, name, category, legal entity, primary website).
get_current_rates — Get carded home-loan rates from the current snapshot.
compare_lenders — Side-by-side comparison of two lenders' current carded rates.
calculate_repayment — Mechanical repayment calculator.
estimate_borrowing_capacity — Indicative borrowing-capacity estimate using a simplified servicing rule (max 5–6× income or RBNZ DTI cap of 6×, whichever is lower, less monthly expenses × 12 / test rate).
search_disclosure_clauses — Full-text search across NZ bank disclosure statements (extracted clauses from each lender's published disclosure PDF).