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home-loans.co.nz
Provides tools to look up and compare home-loan lenders, rates, and calculate repayments for New Zealand mortgages.
ENDPOINT 1
https://home-loans.co.nz/mcp
Known tools 7
lookup_lenderGet profile + current carded-rate set for an NZ home-loan lender.
list_lendersList every NZ home-loan lender in the dataset (slug, name, category, legal entity, primary website).
get_current_ratesGet carded home-loan rates from the current snapshot.
compare_lendersSide-by-side comparison of two lenders' current carded rates.
calculate_repaymentMechanical repayment calculator.
estimate_borrowing_capacityIndicative borrowing-capacity estimate using a simplified servicing rule (max 5–6× income or RBNZ DTI cap of 6×, whichever is lower, less monthly expenses × 12 / test rate).
search_disclosure_clausesFull-text search across NZ bank disclosure statements (extracted clauses from each lender's published disclosure PDF).