INDIVIDUAL MCP TOOL

get_report

Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances.

incomechecker.comnone authenticationAvailability not checked

LIVE ENDPOINT

https://incomechecker.com/mcp

No auth detected

Connect to this endpoint to inspect the live schema for get_report and invoke it with your own arguments.

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Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.income-checker]
url = "https://incomechecker.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "income-checker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: income-checker
Remote MCP URL: https://incomechecker.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "income-checker": {
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "income-checker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "income-checker",
  "transport": "streamable-http",
  "url": "https://incomechecker.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

how_to_verify_income — Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits.
start_income_verification — Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself.
monthly_income_from_pay — Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.
rent_to_income — Income needed for a given rent (2.
rent_affordability — Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.
debt_to_income — Front-end (housing) and back-end debt-to-income ratios with common lender bands.
prorated_rent — Rent owed for a partial first month, from the move-in date through the end of that month.
check_pay_stub_math — Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers.