General Tools

incomechecker.com

Provides income verification guidance and rental affordability and income conversion calculators for tenants, applicants, borrowers, and landlords.

1 endpoint13 known toolsFirst detected October 18, 2026Last detected October 18, 2026

ENDPOINT 1

https://incomechecker.com/mcp

No auth detected

MCP server metadata

Name: Income Checker
Version: 1.0.0

Capabilities

tools.listChanged

Server instructions

Income Checker tools for income and rent math, pay stub consistency checks, and bank-based income analysis. Describe results as estimates, never as verified or approved income, and do not make eligibility decisions.

Known tools 13

how_to_verify_income

Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits.

Potential side effects

start_income_verification

Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself.

Inferred read-only

monthly_income_from_pay

Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.

Potential side effects

rent_to_income

Income needed for a given rent (2.

Inferred read-only

rent_affordability

Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.

Inferred read-only

debt_to_income

Front-end (housing) and back-end debt-to-income ratios with common lender bands.

Inferred read-only

prorated_rent

Rent owed for a partial first month, from the move-in date through the end of that month.

Inferred read-only

check_pay_stub_math

Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers.

Potential side effects

get_account

Shows the signed-in user’s email and how many verification credits they have left.

Potential side effects

buy_credits

Creates a secure Stripe checkout link for a pack of non-expiring verification credits.

Inferred read-only

send_verification_request

Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid.

Potential side effects

list_verifications

Lists the signed-in user’s income verification requests, newest first, with status and report links.

Inferred read-only

get_report

Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.income-checker]
url = "https://incomechecker.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "income-checker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: income-checker
Remote MCP URL: https://incomechecker.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "income-checker": {
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "income-checker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "income-checker",
  "transport": "streamable-http",
  "url": "https://incomechecker.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Loading Trust v2 evidence…

Checking the associated registrable domain. The BuiltWith key remains server-side.

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.