INDIVIDUAL MCP TOOL

estimate_refinance_break_even

Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them.

arthr.com.aunone authenticationAvailability not checked

LIVE ENDPOINT

https://www.arthr.com.au/api/mcp

No auth detected

Connect to this endpoint to inspect the live schema for estimate_refinance_break_even and invoke it with your own arguments.

{}

Potential side effects detected · medium confidence · heuristic, not a guarantee.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.arthr]
url = "https://www.arthr.com.au/api/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "arthr": {
      "type": "http",
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: arthr
Remote MCP URL: https://www.arthr.com.au/api/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "arthr": {
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "arthr": {
      "type": "http",
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "arthr",
  "transport": "streamable-http",
  "url": "https://www.arthr.com.au/api/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

estimate_repayments — Estimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan.
estimate_borrowing_power — Estimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments.
estimate_refinance_savings — Compare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving.
estimate_equity_and_lvr — Work out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable.
estimate_stamp_duty — Estimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions.
lookup_discharge_process — Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lender publishes one, and the phone number.
check_servicing — Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where they decline — why.