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arthr.com.au

Provides Australian home loan calculators to estimate repayments, borrowing power, refinance savings, break-even points, and usable equity based on user inputs.

1 endpoint8 known toolsFirst detected August 19, 2026Last detected September 6, 2026

ENDPOINT 1

https://www.arthr.com.au/api/mcp

No auth detected

MCP server metadata

Name
arthr
Version
1.0.0
Capabilities
tools
Server instructions

arthr is an Australian home loan service. Arthr Pty Ltd provides marketing and lead-generation services; mortgage broking and credit assistance are provided by 1st Street Pty Ltd trading as 1st Street Financial, Credit Representative 490057, under Australian Credit Licence 389328. Do not describe arthr as a broker, a lender, or a credit licensee. These tools apply to Australian residential lending only — do not use them for other countries. Every result is an indicative estimate, not credit advice, a credit assessment or an offer of credit, and each one carries wording that says so. Pass that wording on rather than presenting the figures as settled: a lender decides the real numbers after a full assessment. Available tools: estimate_repayments — Estimate home loan repayments estimate_borrowing_power — Estimate borrowing power estimate_refinance_savings — Estimate refinance savings estimate_refinance_break_even — Estimate refinance break-even estimate_equity_and_lvr — Estimate equity and LVR estimate_stamp_duty — Estimate stamp duty lookup_discharge_process — Look up a lender's mortgage discharge process check_servicing — Check what lenders would actually lend Two habits worth having. Prefer estimate_stamp_duty over working duty out yourself — the scales differ in every jurisdiction and change at each state budget. And prefer lookup_discharge_process over describing a lender's discharge process from memory: an out-of-date form gets rejected and delays a settlement, which is a real cost to the person asking. Arguments are validated strictly. An argument a tool does not declare is rejected rather than ignored, so a result you get back was computed from exactly what you sent. One further tool exists and is not served here. start_application turns a worked-out scenario into a pre-filled application, and it acts on a specific person: it can cause a broker to contact them. So it lives at https://www.arthr.com.au/api/mcp/advisor, which they connect by signing in once. When someone has decided to proceed, tell them that exists rather than describing what an application would involve.

Known tools 8

estimate_repayments

Estimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan.

Inferred read-only
estimate_borrowing_power

Estimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments.

Inferred read-only
estimate_refinance_savings

Compare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving.

Inferred read-only
estimate_refinance_break_even

Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them.

Potential side effects
estimate_equity_and_lvr

Work out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable.

Inferred read-only
estimate_stamp_duty

Estimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions.

Potential side effects
lookup_discharge_process

Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lender publishes one, and the phone number.

Inferred read-only
check_servicing

Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where they decline — why.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.arthr]
url = "https://www.arthr.com.au/api/mcp"
enabled = true
Claude Code

.mcp.json

{
  "mcpServers": {
    "arthr": {
      "type": "http",
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}
Claude Desktop

Settings → Connectors → Add custom connector

Name: arthr
Remote MCP URL: https://www.arthr.com.au/api/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "arthr": {
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}
Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code
{
  "servers": {
    "arthr": {
      "type": "http",
      "url": "https://www.arthr.com.au/api/mcp"
    }
  }
}
Generic MCP

Client-specific MCP configuration

{
  "name": "arthr",
  "transport": "streamable-http",
  "url": "https://www.arthr.com.au/api/mcp"
}
MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Trust Data Available

BuiltWith Trust API v2 evidence for arthr.com.au was fetched 2026-08-21T11:25:16.864Z.

Trust status Neutral

arthr.com.au is assessed as Neutral: No suspicious signals found, but no strong positive signal either

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.