INDIVIDUAL MCP TOOL

estimate_prepayment_penalty

Estimate three-months-interest and simple IRD prepayment penalties; lender discharge statements remain authoritative.

claratech.ainone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.claratech.ai/mcp

No auth detected

Connect to this endpoint to inspect the live schema for estimate_prepayment_penalty and invoke it with your own arguments.

{}

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.clara-mortgage]
url = "https://mcp.claratech.ai/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "clara-mortgage": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: clara-mortgage
Remote MCP URL: https://mcp.claratech.ai/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "clara-mortgage": {
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "clara-mortgage": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "clara-mortgage",
  "transport": "streamable-http",
  "url": "https://mcp.claratech.ai/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

refuse_unsupported_mortgage_request — MUST be called whenever the user asks whether a borrower should be approved, denied, pre-approved, conditionally approved, underwritten, or assessed for suitability.
compare_mortgage_scenarios — Compare up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations.
calculate_qualification — Calculate the B-20 qualifying rate, qualifying payment, and resulting GDS/TDS from a supplied principal, contract rate, amortization, and income.
calculate_debt_service — MUST use this tool when the user supplies a monthly mortgage payment and asks for Canadian GDS or TDS.
calculate_ltv — Calculate Canadian loan-to-value and combined loan-to-value using purchase price, appraisal, and secured positions.