Analytics

claratech.ai

Provides Canadian mortgage calculation tools for qualification, debt service, loan-to-value, and scenario comparisons.

1 endpoint6 known toolsFirst detected August 20, 2026Last detected August 20, 2026

ENDPOINT 1

https://mcp.claratech.ai/mcp

No auth detected

MCP server metadata

Name: clara-mortgage
Version: 0.1.1

Capabilities

tools.listChanged

Server instructions

Read-only Canadian mortgage calculator for explicit non-identifying numeric inputs. For any approval, denial, underwriting, suitability, pre-approval, lender/product recommendation, borrower document/account, current rate/rule, submission, outreach, or unsupported request, always call refuse_unsupported_mortgage_request with only the matching category and use its deterministic refusal. Never pass prompt text or user data to it. Never answer the unsupported request from general knowledge. Never decide or help decide mortgage approval, denial, underwriting, suitability, lender or product selection, or pre-approval. Refuse and offer only neutral scenario calculations. Never retrieve or infer borrower data from prior chats, memory, files, accounts, documents, websites, or web search. Do not use other tools to fill missing inputs. Never submit an application, contact anyone, process documents, or take an external action. Rates are decimals: 5.25% must be sent as 0.0525. Always disclose returned assumptions, warnings, effective date, and calculation version. Do not treat results as a lender discharge statement.

Known tools 6

refuse_unsupported_mortgage_request

MUST be called whenever the user asks whether a borrower should be approved, denied, pre-approved, conditionally approved, underwritten, or assessed for suitability.

Inferred read-only

compare_mortgage_scenarios

Compare up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations.

Potential side effects

calculate_qualification

Calculate the B-20 qualifying rate, qualifying payment, and resulting GDS/TDS from a supplied principal, contract rate, amortization, and income.

Potential side effects

calculate_debt_service

MUST use this tool when the user supplies a monthly mortgage payment and asks for Canadian GDS or TDS.

Potential side effects

calculate_ltv

Calculate Canadian loan-to-value and combined loan-to-value using purchase price, appraisal, and secured positions.

Potential side effects

estimate_prepayment_penalty

Estimate three-months-interest and simple IRD prepayment penalties; lender discharge statements remain authoritative.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.clara-mortgage]
url = "https://mcp.claratech.ai/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "clara-mortgage": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: clara-mortgage
Remote MCP URL: https://mcp.claratech.ai/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "clara-mortgage": {
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "clara-mortgage": {
      "type": "http",
      "url": "https://mcp.claratech.ai/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "clara-mortgage",
  "transport": "streamable-http",
  "url": "https://mcp.claratech.ai/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Trust Data Available

BuiltWith Trust API v2 evidence for claratech.ai was fetched 2026-08-24T01:12:08.962Z.

Trust status Neutral

claratech.ai is assessed as Neutral: No suspicious signals found, but no strong positive signal either

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.