INDIVIDUAL MCP TOOL

get_premium

查询指定产品在特定年龄/性别下的精确保费数据。

whylingxi.cnnone authenticationAvailability not checked

Input schema

{}

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.whylingxi-cn]
url = "https://whylingxi.cn/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "whylingxi-cn": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: whylingxi-cn
Remote MCP URL: https://whylingxi.cn/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "whylingxi-cn": {
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "whylingxi-cn": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "whylingxi-cn",
  "transport": "streamable-http",
  "url": "https://whylingxi.cn/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

get_schema — 获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。
search_products — 按条件搜索保险产品，返回结构化JSON列表。支持按险种、年龄、预算、关键词筛选。
get_product_detail — 获取单个产品的结构化信息。compact=true时只返回摘要字段，适合Agent快速浏览；默认返回完整信息含条款详情。
compare_products — 对比2-5款产品的关键维度（保费、保障、免赔额、续保等），返回结构化对比表。
recommend — 根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。
answer_question — 回答保险知识问题。默认返回知识库检索结果；传synthesize:true可获得LLM整合答案。
check_underwriting — 核保预判：根据用户健康状况，评估各产品的可投保性（可正常投保/需加费除外/可能拒保）。
chat — 自然语言多轮对话（适合信息不确定、需要引导的场景，或人类用户直接使用）。