INDIVIDUAL MCP TOOL

build_amortization_schedule

Build a year-by-year amortization / payoff schedule for a loan: total lifetime interest, principal/interest split per period, and a what-if extra-payment accelerator showing months saved and interest saved.

rateapi.devnone authenticationAvailability not checked

Input schema

{}

Risk classification

Potential side effects detected · medium confidence · heuristic, not a guarantee.

A tool name or description suggests a financial action.

Parent endpoint

rateapi.dev

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.rateapi-dev]
url = "https://mcp.rateapi.dev/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "rateapi-dev": {
      "type": "http",
      "url": "https://mcp.rateapi.dev/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: rateapi-dev
Remote MCP URL: https://mcp.rateapi.dev/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "rateapi-dev": {
      "url": "https://mcp.rateapi.dev/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "rateapi-dev": {
      "type": "http",
      "url": "https://mcp.rateapi.dev/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "rateapi-dev",
  "transport": "streamable-http",
  "url": "https://mcp.rateapi.dev/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

get_financing_decision — RECOMMENDED: Get personalized financing recommendations for ANY loan or credit product.
list_credit_unions — Reference tool: List all credit unions grouped by state with rate availability info.
get_credit_union — Reference tool: Get detailed info and all mortgage rates for a specific credit union by state and slug.
create_monitor — Create a new decision monitor that watches for rate changes and sends webhook notifications when conditions are met.
create_competitor_monitor — Subscribe a monitor to a SPECIFIC named credit union's published rate and alert via webhook when that CU changes its rate (vs the aggregate market-best decision).
list_monitors — List all monitors associated with your API key.
get_monitor — Get detailed information about a specific monitor by its ID.
update_monitor — Update an existing monitor.