INDIVIDUAL MCP TOOL

get_minimum_investment_required

ALWAYS call this tool when the user asks how much they need to invest (monthly or annually) to hit FIRE / their target retirement, the minimum contribution required, or when they can Coast — do NOT answer from generate_financial_plan or general knowledge; run the tool and lead with its real schedule.

planfi.appnone authenticationAvailability not checked

Input schema

{}

Risk classification

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

Parent endpoint

planfi.app

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.planfi-app]
url = "https://ai.planfi.app/mcp/free"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "planfi-app": {
      "type": "http",
      "url": "https://ai.planfi.app/mcp/free"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: planfi-app
Remote MCP URL: https://ai.planfi.app/mcp/free

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "planfi-app": {
      "url": "https://ai.planfi.app/mcp/free"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "planfi-app": {
      "type": "http",
      "url": "https://ai.planfi.app/mcp/free"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "planfi-app",
  "transport": "streamable-http",
  "url": "https://ai.planfi.app/mcp/free"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

generate_financial_plan — Generate a complete FIRE financial plan and projections.
what_if_plan — Run a STRUCTURED what-if scenario against a saved plan — the safe, preferred way to answer "what if I …" questions.
generate_financial_insights — Run PlanFi's 50+ rule insights engine against a financial plan.
generate_action_plan — Transform a financial plan into a structured, time-boxed action plan.
compare_plans — Compare 2–4 FIRE scenarios side by side against a single base plan.
run_backtesting — Run historical backtesting against 150+ years of Shiller S&P 500 data (1871–present), evaluating the plan across every rolling historical market window including the Great Depression, 1970s stagflation, dot-com crash, and 2008.
analyze_roth_conversion — Build a year-by-year Roth conversion ladder for the early-retirement gap (after work income stops, before RMDs/Social Security begin).
analyze_withdrawal_strategy — Model the decumulation (retirement spend-down) phase across three account types — taxable brokerage, traditional/pre-tax, and Roth — and compare withdrawal-ordering strategies.