INDIVIDUAL MCP TOOL

get_lender_score

The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link.

freerateupdate.comnone authenticationAvailability not checked

LIVE ENDPOINT

https://fru-api.freerateupdate.com/mcp

No auth detected

Connect to this endpoint to inspect the live schema for get_lender_score and invoke it with your own arguments.

{}

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.freerateupdate]
url = "https://fru-api.freerateupdate.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "freerateupdate": {
      "type": "http",
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: freerateupdate
Remote MCP URL: https://fru-api.freerateupdate.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "freerateupdate": {
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "freerateupdate": {
      "type": "http",
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "freerateupdate",
  "transport": "streamable-http",
  "url": "https://fru-api.freerateupdate.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

get_mortgage_rates — Today's As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.
get_heloc_rates — Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies.
get_start_link — The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options.
get_network_rate_summary — Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdate rate snapshot.
get_home_values — FreeRateUpdate first-party average rate-shopper home values (national, or one state), rolling 12-month window, refreshed monthly.
get_reference_series — Public reference time series FreeRateUpdate maintains (e.
get_content_answer — Published, edition-pinned GEO answer-first content — the same content the fru-com /questions/ pages serve — looked up by exact slug or a deterministic keyword match on title/slug.
get_lender_universe — Search FreeRateUpdate's lender universe: every company FRU has verified, including one that has only inquired and was never onboarded — exactly as published on freerateupdate.