INDIVIDUAL MCP TOOL

compare_federal_student_loan_repayment_plans

Compare every federal repayment plan a loan can elect (Standard, RAP, IBR, PAYE, ICR) on the current federal rules: monthly payment, lifetime cost, forgiveness timing and the estimated tax on forgiven balances.

finology.technone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.finology.tech/free

No auth detected

Connect to this endpoint to inspect the live schema for compare_federal_student_loan_repayment_plans and invoke it with your own arguments.

Indexed input schema

{}

Risk classification

Potential side effects detected · medium confidence · heuristic, not a guarantee.

A tool name or description suggests a financial action.

Parent server

finology.tech

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.finology-student-loan]
url = "https://mcp.finology.tech/free"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "finology-student-loan": {
      "type": "http",
      "url": "https://mcp.finology.tech/free"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: finology-student-loan
Remote MCP URL: https://mcp.finology.tech/free

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "finology-student-loan": {
      "url": "https://mcp.finology.tech/free"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "finology-student-loan": {
      "type": "http",
      "url": "https://mcp.finology.tech/free"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "finology-student-loan",
  "transport": "streamable-http",
  "url": "https://mcp.finology.tech/free"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

compare_married_filing_jointly_vs_separately_student_loans — Run the same federal loan book filing jointly and filing separately and report the swing in the best income-driven plan's payment and lifetime cost.
finology_service_info — How to go further than this free rung, in structured form: the self-serve paths for an advisor (app trial) and for a developer or operator (instant sandbox key, keyed MCP and REST endpoints, auth header), tiers and monthly limits, and what in these answers is an estimate.
estimate_rap_monthly_payment — Estimate the RAP (Repayment Assistance Plan) monthly payment from income, filing status, dependents and family size, on the current federal rules.