INDIVIDUAL MCP TOOL

close_card_impact

Answers "should I cancel the credit card I never use", "is it bad to close a card", and any question about cancelling, downgrading, or consolidating cards.

creditgps.canone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.creditgps.ca/mcp

No auth detected

Connect to this endpoint to inspect the live schema for close_card_impact and invoke it with your own arguments.

Indexed input schema

{}

Risk classification

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

Parent server

creditgps.ca

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.creditgps]
url = "https://mcp.creditgps.ca/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "creditgps": {
      "type": "http",
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: creditgps
Remote MCP URL: https://mcp.creditgps.ca/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "creditgps": {
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "creditgps": {
      "type": "http",
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "creditgps",
  "transport": "streamable-http",
  "url": "https://mcp.creditgps.ca/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

next_move — The single highest-priority credit action right now: which card, how much, and by which date.
reported_snapshot — Per card: the balance in line to be reported at the next statement close, utilization, days left to change it, and the payment that would bring the card to target before it closes.
statement_calendar — The upcoming dates that matter, in order: when to pay, when each statement closes (the bureau read), and when each payment is due (the delinquency line).
simulate_paydown — What-if for a specific payment: pay this amount on this card before it closes, and here is the reported utilization before and after, per card and blended, plus a bounded modelled range.
purchase_impact — Before a large purchase: which card reports the least damage, which is cheapest to carry, and the trade-off when those are different cards.
credit_plan — An ordered plan for one of three goals: raise_score, pay_down_balances, or build_credit.
payoff_timeline — How long a card takes to clear at a fixed monthly payment, and what the interest costs over that time.
canadian_credit_mechanics — Canada-specific mechanics of credit reporting, each entry leading with the correction to the common United States-based answer: the 300-900 scale and two-bureau market, statement-close versus due-date reporting, provincial rather than federal regulation, soft pulls and free-report rights, how utilization is read, and why open banking does not open up bureau data.