INDIVIDUAL MCP TOOL

analyze_property_return

Project the hold-period return of a property: "I own a $500K house for N years, then sell at the appreciated value, net of selling fees and the remaining mortgage — what is my cash-on-cash and total return?" Returns total return, annualized return (real IRR over the yearly rental cash-flow stream plus terminal net sale proceeds, with a clearly-labeled CAGR fallback), and year-1 cash-on-cash, plus full transparency fields (sale price, selling costs, remaining mortgage, equity at sale, net sale proceeds, initial cash invested, gross/total profit).

planfi.appnone authenticationAvailability not checked

Input schema

{}

Risk classification

Potential side effects detected · medium confidence · heuristic, not a guarantee.

A tool name or description suggests code or command execution.

Parent endpoint

planfi.app

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.planfi-app]
url = "https://ai.planfi.app/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "planfi-app": {
      "type": "http",
      "url": "https://ai.planfi.app/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: planfi-app
Remote MCP URL: https://ai.planfi.app/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "planfi-app": {
      "url": "https://ai.planfi.app/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "planfi-app": {
      "type": "http",
      "url": "https://ai.planfi.app/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "planfi-app",
  "transport": "streamable-http",
  "url": "https://ai.planfi.app/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

generate_financial_plan — Generate a complete FIRE financial plan and projections.
generate_financial_insights — Run PlanFi's 50+ rule insights engine against a financial plan.
generate_action_plan — Transform a financial plan into a structured, time-boxed action plan.
compare_plans — Compare 2–4 FIRE scenarios side by side against a single base plan.
run_backtesting — Run historical backtesting against 150+ years of Shiller S&P 500 data (1871–present), evaluating the plan across every rolling historical market window including the Great Depression, 1970s stagflation, dot-com crash, and 2008.
analyze_roth_conversion — Build a year-by-year Roth conversion ladder for the early-retirement gap (after work income stops, before RMDs/Social Security begin).
analyze_withdrawal_strategy — Model the decumulation (retirement spend-down) phase across three account types — taxable brokerage, traditional/pre-tax, and Roth — and compare withdrawal-ordering strategies.
analyze_rmd — Project Required Minimum Distributions (RMDs) for a traditional/pre-tax balance and surface the Roth-conversion runway and the "tax torpedo." Returns when RMDs begin (age 73, or 75 if born 1960+ per SECURE 2.0), the conversion-runway years before they start, the first RMD amount and IRS Uniform Lifetime divisor, lifetime RMD total and federal tax, the peak RMD, and a year-by-year schedule — all in today's (real) dollars.