Analytics
simplyestate.co.uk
Provides tools for UK inheritance tax calculations, estate planning readiness, and intestacy rules.
ENDPOINT 1
https://simplyestate.co.uk/api/ai/mcp
Known tools 16
calculate_ihtEstimate a UK Inheritance Tax bill (2025/26 England & Wales rules).
compare_pension_2027Show the Inheritance Tax impact of the April 2027 change that brings most unused pensions into the estate: the IHT before vs after, and the extra tax.
who_inherits_intestacyApply the England & Wales intestacy rules (dying without a will, rules from 26 July 2023): who inherits and how much.
compare_trustsRecommend which UK trust types are worth discussing for a goal, with an HONEST note that always accompanies the recommendation (e.g.
will_readiness_checkScore estate-planning readiness against a checklist.
estimate_probate_costEstimate the cost of probate in England & Wales: the HMCTS application fee (£300 where the estate is over £5,000; no fee at £5,000 or below — the same with or without a will), sealed-copy costs, and — on the professional route — typical fee ranges across the UK market (NOT the firm's fees; most professional fees attract VAT on top).
check_need_probateCheck whether a grant of probate (or letters of administration) is LIKELY to be needed in England & Wales, from what the person owned and how they owned it.
calculate_lpa_costCalculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,000 and a full exemption on certain means-tested benefits (both claimed with form LPA120).
estimate_care_costProject what care home fees could cost: typical self-funder weekly ranges (sourced 2026 estimates rounded from published averages) × 52 weeks × years, by region and care type.
gift_7_year_timelineMap lifetime gifts onto the 7-year-rule timeline: which taper BAND each gift sits in and when it falls outside the estate.
check_deed_of_variationCheck whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreement of everyone whose share would reduce.
check_rnrbCheck residence nil-rate band eligibility and amount (England & Wales 2025/26): up to £175,000 per person where a home you own (or owned) passes to direct descendants, doubled for a married couple / civil partners, plus a late spouse's transferred allowance — capped at the home's value and tapered by £1 for every £2 the estate exceeds £2m.
lookup_glossaryLook up plain-English definitions of UK estate-planning terms (IHT, trusts, LPAs, probate).
search_guidesSearch Simply Estate's estate-planning guides (wills, IHT, LPAs, trusts, probate) by keyword.
get_faqsReturn Simply Estate's frequently-asked questions and answers (fees, regulation, IHT, trusts, wills/LPAs/probate).
request_consultationSubmit a request for a FREE, no-obligation estate-planning consultation on the user's behalf.