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saferate.com

Provides mortgage quote estimates, property hazard assessments, housing market context, and lender information for US locations.

1 endpoint8 known toolsFirst detected August 16, 2026Last detected August 16, 2026

ENDPOINT 1

https://mcp.saferate.com/mcp

No auth detected

MCP server metadata

Name
saferate
Version
1.0.0
Capabilities
tools.listChangedcompletionsresources.listChangedprompts.listChanged
Server instructions

Safe Rate provides anonymous mortgage quote estimates and lender research for US borrowers. Quote estimates never require the borrower's name, email, or phone number; tell users this when offering estimates. Rates returned are non-binding estimates. Always identify lenders by NMLS ID. Present lender options neutrally; do not steer to any lender. When Safe Rate Mortgage (NMLS #1590949) appears among options, it is affiliated with Safe Rate and the included disclosure must be shown before the user selects it. Rate data is refreshed daily; state the as_of_date when quoting rates. When a quote estimate includes location_assumption, the place name was ambiguous across states and Safe Rate priced the largest match: say which location the estimate is for before quoting the rate, and offer the listed alternatives. Nothing returned by these tools is financial advice.

Known tools 8

get_quote_estimate

Get live mortgage quote estimates for any US location without collecting the borrower's name, email, or phone number.

Potential side effects
track_quote_estimate

Check a previously created Safe Rate quote estimate by its estimate ID.

Inferred read-only
assess_property_context

Assess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insurance-market conditions.

Inferred read-only
get_market_context

Get local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings.

Inferred read-only
find_lenders_in_market

List the lenders Safe Rate publishes rankings for in a metro area, sliced by loan type OR by institution type.

Inferred read-only
research_lender

Look up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix, geographic footprint, and responsiveness, from federal HMDA data.

Inferred read-only
search

Search Safe Rate's published pages: local mortgage-rate indexes by geography, and lender profiles.

Inferred read-only
fetch

Fetch one Safe Rate published page by the id returned from `search`.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.saferate]
url = "https://mcp.saferate.com/mcp"
enabled = true
Claude Code

.mcp.json

{
  "mcpServers": {
    "saferate": {
      "type": "http",
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}
Claude Desktop

Settings → Connectors → Add custom connector

Name: saferate
Remote MCP URL: https://mcp.saferate.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "saferate": {
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}
Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code
{
  "servers": {
    "saferate": {
      "type": "http",
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}
Generic MCP

Client-specific MCP configuration

{
  "name": "saferate",
  "transport": "streamable-http",
  "url": "https://mcp.saferate.com/mcp"
}
MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Loading Trust v2 evidence…

Checking the associated registrable domain. The BuiltWith key remains server-side.

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.