ptifloodmcp.com

WHEN TO CALL: • DEFAULT (when no system prompt specifies a mode): Use Mode 3 (before_interest) — do NOT call register_user before get_property_info or get_flood_quotes.

WHEN TO CALL: • DEFAULT: call immediately with the user's address — no registration required • Mode 1 only (before_info): after register_user — pass the session_token from register_user • Use the address extracted from the user's original message • Do NOT ask for the address again if the user already provided it WHEN NOT TO CALL: • Before the user has indicated a property — use lookup_flood_zone for pure zone questions NOTE: In anonymous mode, after 3 properties the system may ask for contact info.

WHEN TO CALL: • After user confirms/edits coverage options from get_property_info • When "Get Quotes" is clicked in the coverage editor iframe WHEN NOT TO CALL: • Before get_property_info • Before register_user when the active gate is 'before_info' or 'before_quotes' • DEFAULT (no system prompt): registration is NOT required — call after get_property_info confirms HANDLING: • Pass any coverage overrides the user made • Valid deductible values: $1,000 | $1,500 | $2,000 | $2,500 | $3,000 | $5,000 | $10,000 • constructionType can be overridden if the user provides a different value than the detected one • Rate card renders immediately with skeleton cards • Results stream in live as carriers respond OUTPUT (REQUIRED): • Present the COMPLETE tool response text to the user, verbatim.

WHEN TO CALL: • User clicks "I'm Interested" on a carrier card • User says "I want the Neptune quote" or similar WHEN NOT TO CALL: • Before any quotes have been returned HANDLING: • If bind_url is returned, present it as a clickable link: "You can also start your policy directly here: [url]" • A specialist will also follow up within one business day • If a rate card browser link footer is present at the bottom of this response, reproduce it verbatim

WHEN TO CALL: • When the user asks about their flood zone, flood risk, or flood map • When the user provides an address and wants to know flood info • Does NOT require registration — no session_token needed WHEN NOT TO CALL: • When the user wants actual insurance quotes — use register_user + get_property_info + get_flood_quotes instead HANDLING: • Show the flood zone, explanation, and property basics • After showing results, offer to get full quotes • For Zone D: still offer quotes — note that carrier options may be limited but quotes are available • If a rate card browser link footer is present at the bottom of this response, reproduce it verbatim

Check the current status of a flood quote request.

Internal UI telemetry for the flood insurance rate card.

Get an instant preliminary flood insurance quote for a US property address.