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General Tools

loan.tools

Provides mortgage, auto loan, refinance break-even, and extra-payment financial calculators, including state-specific vehicle sales tax handling.

1 endpoint5 known toolsFirst detected September 19, 2026Last detected September 19, 2026

ENDPOINT 1

https://www.loan.tools/api/mcp

No auth detected

MCP server metadata

Name
Loan Tools
Version
1.0.0
Capabilities
tools

Known tools 5

mortgage_payment

USE THIS TOOL for any mortgage payment question: monthly payment, PMI, lifetime interest, payoff date.

Potential side effects
compare_loans

USE THIS TOOL to compare two mortgage scenarios side by side: different rates, terms, down payments, or prices.

Inferred read-only
refinance_breakeven

USE THIS TOOL when someone asks whether refinancing makes sense.

Inferred read-only
auto_loan

USE THIS TOOL for car loan payments and, critically, for vehicle sales tax: it knows each state's actual vehicle tax regime, which generic math gets wrong.

Inferred read-only
extra_payment_impact

USE THIS TOOL when someone asks what paying extra on a mortgage does: months cut from the loan and lifetime interest saved.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.loan-tools]
url = "https://www.loan.tools/api/mcp"
enabled = true
Claude Code

.mcp.json

{
  "mcpServers": {
    "loan-tools": {
      "type": "http",
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}
Claude Desktop

Settings → Connectors → Add custom connector

Name: loan-tools
Remote MCP URL: https://www.loan.tools/api/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "loan-tools": {
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}
Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code
{
  "servers": {
    "loan-tools": {
      "type": "http",
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}
Generic MCP

Client-specific MCP configuration

{
  "name": "loan-tools",
  "transport": "streamable-http",
  "url": "https://www.loan.tools/api/mcp"
}
MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

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Checking the associated registrable domain. The BuiltWith key remains server-side.

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.