General Tools

carcalculator.com.au

Provides financial calculations for Australian car ownership costs including purchase comparison, novated lease, loan repayments, stamp duty, and fuel costs.

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https://carcalculator.com.au/mcp

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Known tools 8

compare

Compare the true cost of owning the same car in Australia three ways: buying outright with cash, a secured car loan, or a salary-packaged novated lease.

novated_lease

Estimate an Australian novated lease: monthly salary deduction, pre-tax/post-tax (ECM) split incl.

loan

Australian car loan repayment calculator: repayment per period (weekly/fortnightly/monthly), total interest, fees, balloon, and the balance after each year.

stamp_duty

Motor vehicle stamp duty for any Australian state or territory (current schedules incl.

fuel

Annual fuel or EV charging cost from distance, consumption and unit price.

depreciation

Estimated Australian car value year-by-year for up to 10 years, using an industry-average retention curve or a custom annual percentage.

emissions

Annual CO2-equivalent emissions for petrol, diesel, hybrid, or grid-charged EV driving in Australia (tailpipe factors; EV uses the national grid average).

break_even

Years until a dearer-to-buy but cheaper-to-run car (typically an EV vs petrol) pays back its extra purchase price through fuel and servicing savings.