General Tools

apellica.com

An MCP server that helps US health-insurance members decode denial reasons, estimate appeal deadlines, find state regulators, and access insurer denial statistics to start an appeal.

1 endpoint7 known toolsFirst detected October 10, 2026Last detected October 10, 2026

ENDPOINT 1

https://apellica.com/api/mcp

No auth detected

MCP server metadata

Name: apellica-denial-checker
Version: 1.0.0

Capabilities

tools

Server instructions

Apellica denial checker. Use decode_denial_reason for the wording on a denial letter, appeal_deadline for filing windows, state_appeal_directory for the regulator, and how_to_start_an_appeal when the person wants Apellica to prepare and file the appeal. Never ask for or pass names, member IDs, dates of birth, or medical history. Always tell the user the deadline on their letter controls.

Known tools 7

decode_denial_reason

Explain a phrase from a US health-insurance denial letter (for example 'not medically necessary', 'experimental', 'prior authorization required', 'step therapy', 'formulary exclusion').

Inferred read-only

appeal_deadline

Estimate the internal-appeal filing deadline and the external-review window for a US health-insurance denial from the denial date and the plan type.

Inferred read-only

state_appeal_directory

For a US state, return the insurance regulator that handles consumer complaints and external review requests, its website, and a summary of that state's external-review process.

Inferred read-only

how_to_start_an_appeal

Return what Apellica does, what it costs, what a person needs to have ready, and the link and phone number to start a free denial review.

Inferred read-only

insurer_denial_stats

For a US health insurer selling on HealthCare.gov, return the in-network claim denial rate, internal-appeal overturn rate and external-review outcomes it reported to CMS (Transparency in Coverage public use file), with counts, the state median for context, and caveats (two-year lag, in-network only, includes administrative denials).

Inferred read-only

plan_funding_lookup

Look up a US employer's health plan in the Department of Labor's public Form 5500 filings and say whether the medical benefit is self-funded (federal ERISA rules, federal external review, state insurance law generally does not apply) or insured (state rules and state external review apply), with the plan administrator's address for a claim-file request and the carriers on file.

Inferred read-only

external_review_outcomes

From every California Independent Medical Review decision since 2001 (public DMHC data): the share of denials for a treatment (and optionally a diagnosis category) that independent reviewers overturned, with N, years, what the reviewers' findings mention in overturned cases, and the page URL.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.apellica-denial-checker]
url = "https://apellica.com/api/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "apellica-denial-checker": {
      "type": "http",
      "url": "https://apellica.com/api/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: apellica-denial-checker
Remote MCP URL: https://apellica.com/api/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "apellica-denial-checker": {
      "url": "https://apellica.com/api/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "apellica-denial-checker": {
      "type": "http",
      "url": "https://apellica.com/api/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "apellica-denial-checker",
  "transport": "streamable-http",
  "url": "https://apellica.com/api/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Loading Trust v2 evidence…

Checking the associated registrable domain. The BuiltWith key remains server-side.

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.